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Follow These Tips To Successful Real Estate Purchases



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In this day and age, there is not enough information that you can get in regards to buying real estate. You might not only need help making your own new decisions, but you may also need to solidify what you already know. This article should help you for how to invest in  new metro city map .

Search in your local paper, the courthouse and even other real estate agent offices for foreclosure listings, or homes that are being sold by HUD for the greatest profits when investing in real estate. These properties are sold at a deep discount in order to get them off the books.

When trying to find out how much you can afford to pay for a home, you will need to take your gross income, funds available for a down payment, closing costs, and cash reserves that will be required by a lender into consideration. Many lenders will use the housing expense to income ratio to calculate how much you will be able to afford to make payments on.

Your debt, credit history, the type of mortgage you choose and the current interest rates will all play an important role when you go to apply for a mortgage. These will all determine, along with your income and cash on hand, the amount of money that a lender will give you to purchase a home.

When starting out with a real estate agent, set expectations on communications from the beginning. You and your agent should have a realistic idea of how often you’ll be talking with each other, in order to facilitate your relationship. Make sure you both know the kind of communication method you’d like to use, as well.

Even if you do not have children that go to school it is still an excellent idea to buy property that is located in an area that has a good school district. This is because it will make your property more attractive to future potential buyers who have or want children.

When you get into the real estate market do not be seduced by the posh appeal of gated communities. These neighborhoods with their own private security measures offer homeowners a sense of security that might seem worth paying for. Be aware that the security benefits of gated communities are marginal at best, and over time crime rates in such neighborhoods tend to match those in surrounding areas.

Make sure that you carefully read and understand all aspects of your lease agreement before signing it. Many people assume that all that is on the lease is what the landlord has mentioned and many times there are other things there that are written in fine print. Once you sign it you will have no legal recourse, so read it thoroughly.

Avoid the purchase of manufactured homes, especially those in parks. They will almost always depreciate in value rather than increase in value, like a regular, built home on property. The fees and costs associated with a manufactured home in a park, can easily eat through any savings you may have made by buying this instead of a wood built home.

Before actually purchasing a home, have a survey done on your potential property. This is important because you do not want to purchase a home and not know exactly where your property begins and ends. Not only can this cause disputes with your neighbors, but it could cause issues when it comes time to pay property taxes.

Making sure you have enough for a down payment is essential. Without it, chances are you will not be able to purchase a home. If you do not have enough for a down payment on a home, try asking family members for help or sell items that you do not use.

Never buy a home that is priced any more than fifty percent higher than comparable homes in the same neighborhood. When you go to resell your house down the line, you will find that neighboring home values greatly influence the value of your own home. Lower-priced homes mean lower market value.

When you are in the market for a home, especially if you are looking for a home that is incredibly under-priced, it is important that you put time and effort in, or you may miss your chance to get a fantastic bargain. Never rush it – take your time and make a careful search of what homes are on the market.

Some states require real estate agents and real estate rental companies, to inform the new renter of the fact that somebody passed away on the property. If this information is not disclosed voluntarily, but the thought of finding it out later bothers you, ask the leasing agent to provide this information.

Space out your real estate investments over time and do not spend your entire property budget on one job. Tackle the small repairs and remodels that will immediately improve your quality of life. Hold off on the big involved and expensive projects, until you have built substantial equity on the real property.

Working with your realtor to prepare the real estate purchase contract is a very important task. You must be certain that everything is clearly spelled out in terms of what items are to be left in the home and what actions the seller is responsible for. The more clearly the contract is written, the easier it will be for you when you go to closing; you don’t want any unexpected surprises.

Try not to over-analyze. You will want to be careful when buying a house. Just don’t be too cautious. If you spend too much time weighing the pros and cons, you can miss out on some really great deals. You may end up having to settle for something that is far less desirable.

In conclusion, you cannot get enough data about buying real estate. Hopefully you were able to clearly absorb all of the tips and tricks provided. With the details provided in this article, you should be able to not only make wise choices on your own, but also be able to provide others with beneficial information.

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softbank vision fund 2 invests 160m in media localization provider iyuno sdi group




softbank vision fund 2 invests 160m in media localization provider iyuno sdi group
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Iyuno-SDI Group, a provider of translated subtitles and other media localization services, announced today it has raised $160 million in funding from SoftBank Vision Fund 2. The company said this makes the fund one of its largest shareholders.

Iyuno-SDI Group was formed after Iyuno Media Group completed its acquisition of SDI Media last month. In a recent interview with TechCrunch, Iyuno-SDI Group chief executive officer David Lee, who launched Iyuno in 2002 while he was an undergraduate in Seoul, described how the company’s proprietary cloud-based enterprise resource planning software allows it to perform localization services — including subtitles, dubbing and accessibility features — at scale.


Iyuno also built its own neural machine translation engines, trained on data from specific entertainment genres, to help its human translators work more quickly. The company’s clients have included Netflix, Apple iTunes, DreamWorks, HBO and Entertainment One.

Now that its merger is complete, Iyuno-SDI Group operates a combined 67 offices in 34 countries, and is able to perform localization services in more than 100 languages.

SoftBank Group first invested in Iyuno Media Group through SoftBank Ventures Asia, its venture capital arm, in 2018. SoftBank Vision Fund 2 will join Lee and investors Altor, Shamrock Capital Advisors and SoftBank Ventures Asia Corporation on Iyuno-SDI Group’s board of directors.

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Pinterest popped 20% on earnings that weren’t as terrible as expected




Pinterest popped 20% on earnings that weren’t as terrible as expected
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If Pinterest is a bellwether of consumer spending, things are not looking up just yet. Still, investors in the social network rallied as Q2 revenue came in roughly in line with expectations and user declines were not as horrible as they thought. That’s not to say Pinterest’s earnings were good. Pinterest missed on earnings and delivered zero user growth in its most recent quarter, citing a combination of factors, such as the lingering impacts from the pandemic, reduced traffic from search engines, the rise of TikTok, and — like many companies reliant on digital advertising — the broader macroeconomic uncertainty that has pulled down other tech stocks, including Meta, Twitter and Snap.

Meta last week delivered its first quarterly revenue decline, while Snap missed analyst’s expectations and declined to forecast its future performance. Twitter, amid a contested acquisition by Elon Musk, has also been fending off an advertiser exit due to the uncertainty over the Musk sale.

Pinterest, meanwhile, posted its own fairly disappointing Q2 results with revenue up 9% year over year, reaching $665.9 million, which was below Wall Street estimates of $667 million. Or, as the Wall St. Journal put it, it was the lowest revenue growth in two years. The company also posted a new loss of $43.1 million and earnings of 11 cents adjusted per share, versus the 18 cents expected. More worryingly, it informed investors its third-quarter revenue growth would be in the “mid-single digits,” when analysts were predicting 12.7% revenue growth.

Users’ numbers stayed flat at 433 million monthly actives — the same number it reported in the prior quarter, and down 5% year over year. However, this was one of the few bright spots amid otherwise troubling news as analysts had been forecasting a bigger drop to 431 million users.

The stock popped on the news that the loss wasn’t as bad as expected, and because revenue was close to expectations. In after-hours trading, the stock was up over 20%, as Pinterest additionally benefited from praise by investor Elliott Investment Management, which recently took a more than 9% stake in the company. (Pinterest confirmed the investment on the earnings call.)

In its letter to shareholders, Pinterest admitted there was “work to be done to grow” users, particularly in its mature markets in the U.S., Canada and Europe.

This was also the first quarterly earnings under new Pinterest CEO Bill Ready, who joined the social image sharing service after leading payments and commerce at Google, and before that, serving as COO at PayPal.

Ready spoke to his plans for Pinterest’s future with a sense of both optimism and urgency, calling it a “very unique platform” but one that must be made more attractive to advertisers and content creators alike. His letter suggested, too, the threat from short-form video, like TikTok, which was listed as a headwind among the competition factors.

“It is…clear that the market is evolving rapidly and we must do the same,” wrote Ready.

The company is in a time of transition, not only because of TikTok, but also because TikTok represents a broader market shift to video as a lead-in to e-commerce transactions, while Pinterest’s roots are in being an image bookmarking site. Traditional social networks are also giving way to “recommendation media” where creator-filled feeds are driven by algorithms, not posts from friends.

Pinterest has been attempting to navigate this change by courting creators and offering new video creation tools. On that front, it reported that 10% of the time spent on the platform is now on video.

Ready, on a call with investors, also praised Pinterest’s strengths in computer vision and machine learning and its growth potential in an ecosystem where consumers are more willing to engage with commerce in a digital environment.

“The majority of shopping sessions now start in a digital environment, regardless of whether they complete online or in a store,” noted Ready. In addition, he pointed out that Pinterest is similar to offline shopping, as the latter is also focused on discovery and is more visual than traditional e-commerce.

The company said it expects its operating expenses to grow in the low double digits quarter over quarter in Q3 due to a new global brand marketing campaign it intends to launch in mid-September and run through late October. The company said it will continue investments in native content and creator efforts, as well.

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What Are the Best Delivery Companies to Work for in the UK?



What Are the Best Delivery Companies to Work for in the UK?
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There are also many delivery companies to work for in the UK that can provide job for applicants.
The reason why delivery service provider in the UK is getting more and more popular these days is apparent. It is mostly because of the rise in popularity of e-commerce and online purchasing across the UK and also the world.

The spread of the Covid-19 virus across the world and the widespread restrictions that followed have also increased online shopping.

But when you apply for the job and want to become a delivery worker in the UK, the first question that comes to your mind is “which is the best delivery company to work for in the UK?”
The United Kingdom is home to a lot of parcel delivery services companies, including some of the world’s largest names in this industry.
However, with so many options available in the market, it is not an easy task to choose the best delivery company in the UK.
There are many factors involved that can determine which delivery companyis better than the others.

And this article has been written specifically to give a comprehensive and clear answer to this important question.

Therefore, we have tried our best in this content to explain in rather good detail 8 of the best delivery companies to work for in the UK.

We hope that by fully and carefully reading this explanatory article, you will be able to have a better choice if you have in mind to become a delivery service provider in the UK.So stay with us to the end please.

  1. What is online shopping?
  2. Online shopping is referred to the act of purchasing products or services over the Internet without going to any certain place. It means getting online, going to a seller’s website, selecting something you need, and arranging for its delivery.

    Then you as the buyer either pay for the good or service online with a credit or debit card or you pay after delivery.Online shopping has been around for more than a quarter-centuryand has grown in popularity significantly during recent years.

    The fact is that the internet has revolutionized the way we shop. Because of the numerous advantages and benefits, more and more people these days prefer buying things online.

    • What are the benefits of online shopping?
    • Convenience

    The best benefit of shopping on the internet is that it is convenient compared to the conventional method of going into stores. In other words, where else can you so comfortably shop at midnight while in your pajamas?

    When shopping online, you don’t need to stay and wait in long lines and waste your time. It also gives you the comfort of shopping24/7 and within minutes.

    • Better prices

    Shopping online can also give you a chance to have access to cheap deals and better prices. This is because products come to you direct from the manufacturer or seller without involving middlemen.

    In addition, when you purchase things online, you can compare priceseasier and find a better deal. Not to mention that a lot of online sites also offer good discount coupons and rebates.

    Besides, you can even enjoy tax-free shopping when going online for your purchases. This emanated from the fact that online shops are only required to collect a sales tax if they have a physical location in your residence.

    • More variety

    When buying online, you surely have a wider range of choicesand this is amazing. In online shops, you can find almost anything you are looking for. You can shop from all around the world frominternational trends without spending money on airfare.

    This means that you have access to the global market and don’t have to limit yourself to your own geography. The even better news is that some online shops even accept orders forout-of-stock items and ship when they come in.

    • Easy price comparisons

    Buying online will offer you the great opportunity to easily and quickly compare the price of different goods and services. It is only a matter of a few clicks on your computer or even your mobile phone.

    This is while in the conventional method of going into stores, comparing prices from one store to another is very time-taking. You can also findconsumer reviewsand product comparisons for all the options on the market when you shop online.

    • No crowds or queues

    Almost everyone hates it when it comes to standing in long queues among a huge crowd just to buy some things. It is a fact that most stores are usually crowded, especially during holidays, festivals, or on weekends, they can be such a huge headache.

    Finding a parking place is also a common challenge for those who directly go to stores and do their shopping. This, however, is not even defined when you purchase your stuff on the internet.

    All in all, nowadays we can purchase nearly anything online and the conventional method of going into stores is gradually disappearing. In fact, retail experts say that online shopping will overtake traditional shopping altogether in a not remote future. And here is where delivery companies come to the scene.

    • What is a delivery company?

    delivery company, as the name suggests, is a company that delivers a message, package or letter from one place or person to another place or person.

    Using business delivery services is important for e-commerce companies and online retailers to make sure that products reach customers.

    These companies also play an integral part in supply chains, moving goods and materials from one supplier to another.

    According to a study by Statista, the most popular parcel delivery company in the UK is Royal Mail.

    More than half of the respondents, which is quite impressive, prefer this option. The second place in the popularity ranking goes to Hermes, which is preferred by 16 percent. It is then followed by DPDgroupwith a popularity rate of more than 14 percent.

    In the following lines, 8 of the best delivery companies to work for in the UK will be explained in detail.

    • What are the best delivery companies to work for in the UK?
    • Uber Eats

    Uber Eats is surely one of the most famous and demanding food delivery apps owned by Uber.

    And Uber itself needs no introduction as it is well-known around the world. Uber Eatsstarted working back in 2014 and very shortly it became one of the most popular online food delivery apps in the UK.

    What makes Uber Eats a perfect company to work for is that first of all, it offers flexibility. This means that you can work whenever and however much that you want.

    Another good thing about this amazing Uber Eats is that the pay is decent and direct. However, the best part of working for this delivery app is the tips you can get.

    You as a delivery workercan increase your earnings by getting tips from customers because they can sometimes be very generous.

  3. Eligibility requirements for working as a delivery service provider in Uber Eats:
    • You must have been active on the UberEats platform for at least 30 days
    • You need to have completed at least 1 delivery in the last 30 days (counting back from the date medical documentation was acquired)
    • You need to test negative for COVID-19 and provide necessary medical documentation in this regard
    • You must quarantine based on a pre-existing condition in case your test is positive
    • Have must have no live conduct issues
    • Royal Mail

    Royal Mail is a British company that was founded back in 1516 and was in the UK government’s ownership for 499 years.

    In 2013, the company was floated to the London Stock exchange. Royal Mail is a very big delivery company in the UK and employs more than 162.000 people. In 2021, the delivery company had a revenue of more than 14,4 billion pounds.

    Royal Mail is one of the oldest parcel delivery companies in the UK. Royal Mail provides supply chain solutions to ship parcels, mails, and even manage returns through its platform.

    It also offers its services to other countries around the world and is not confined only to the UK. For its workers, the company provides services such as life assurance, sick pay, free uniforms, free parking, holiday trading, annual holidays that start at 22 days, and private medical insurance for applicable roles

    Eligibility requirements for working as a delivery service provider in Royal Mail:

    •          You must have no live conduct issues

    •          you need to have been in your substantive role for at least 18 months

    •          you need to score at least a “Good” marking in your last full year appraisal (if applying for a promotion)

    •          you also need to have a hygienic appearance, a friendly attitude, and a good knowledge of the delivery region

    •Once accepted for the job, you have to undergo training of company procedures for one month

    4-3   DPDgroup

    DPDgroupis a leading delivery company in the UKthat is very famous not only in England but in the world.DPDgroup’srapid delivery with multiple options will surely make you go through the best delivery experience.

    For those who want to work in this delivery company, DPDgroupprovides a nice workplace and good progression opportunities. The company also offers a competitive salarythat you can expect to receive if you show commitment.

    It combinesinnovative technology and local knowledge to provide a flexible and user-friendly service for customers, which also benefits the delivery workers.

    The DPDgroupdelivery company also provides services such as life assurance, sick pay, free uniforms, free parking, holiday trading, annual holidays that start at 22 days, and private medical insurance for applicable roles.

    Eligibility requirements for working as a delivery service provider inDPDgroup:

    • You need to be sociable and service-oriented
    • You should enjoy driving
    • You must have a class B driving license as a minimum
    • You also need to be physically fit for the job
    • You need to have a certificate of good conduct

    4-4    Hermes

    Hermes is yet another populadelivery company in the UK. It is one of the leading delivery specialists in the country that is responsible for delivering 350 million parcels every year.The best thing about working as a delivery providerat Hermes is that you can enjoy flexibility. This means you can work whenever you want, which makes you feel free in creating your own schedule and work accordingly.Some major benefits of working at Hermes include holiday entitlement of 26 days a year, holiday purchase and sale of up to five days, training and development opportunities, health insurance and welfare schemes, including voluntary social security cover, etc.Eligibility requirements for working as a delivery service provider inHermes:

    • You need to be at least 21 years old
    • You must have a valid driver’s license within the state of employment
    • You need to be able to move boxes up to 50 lbs., with or without reasonable accommodation
    • You should have a positive attitude
    • You also have to successfully pass a drug test

    4-5   Amazon

    Amazon is a name that needs no introduction. Being the largest online delivery company in the UK, it offers huge opportunities for delivery drivers for delivering their products, groceries, and more.

    Working at Amazon means you can be paid well and enjoy the promise of constant work. What’s more, the working hours are flexible. So you will be working as per your personal schedule.You can also use your PCO car, provided

    with a four-door car or a van.

    When talking about earnings from Amazon delivery jobs, the company website states that drivers can earn between $18 and $25 an hour. But it can surely be more than that depending on location, the amount of tips you receive, the amount of time you spend to complete the job, etc.

    Eligibility requirements for working as a delivery service provider on Amazon:

    • Working at Amazon requires you to have an iOS or an Android phone with a newer operating system
    • You also need to have a vehicle with at least four seats beside the driver’s seat
    • you should be at least 21 years old.
    • you need to have a driver’s license, a social security number, and a bank account for direct deposit of payments.
    • You also need to pass a background check

    4-6   CitySprint

    CitySprint is one of the leading delivery companies in the UK, offering same-day delivery services. With more than 5000 couriers in the country and 40 local service centers, this UK delivery company is very fast-paced with a very high growth rate.

    This well-known delivery company in the UKoperates a diversified fleet of vehicles ranging from small box trucks with lift gates to 53′ tractor/trailer.

    Working at CitySprintas adelivery operator is a great opportunity as it grants you work every day. Moreover, you will get weekly payments, which is probably the best part of working in CitySprint.

    The company also offers a pension fund, childcare, as well as healthcare benefits for its employees. It also gives workers discounts on popular products and services, free online training courses and employee assistance programs.

    Eligibility requirements for working as a delivery service provider onCitySprint:

    • You can use your PCO car as long as it is less than ten years old.
    • You need to have an Android phone (6 or above) or an iPhone with iOS 11 or later.
    • You must have a valid driver’s license.
    • You need to have at least three years of driving experience
    • You must have a clean driving record with no moving violations.
    • And you must also pass a background check and drug test.

    4-7   Collect Plus

    Also known as Yodel, Collect Plus is an independent delivery company in the UK responsible for delivering millions of parcels each week across the country.Collect Plus is in fact the largest store-based delivery service in the UK.

    Collect Plus delivery network is made up of thousands of newsagents, convenience stores, supermarkets and petrol stations. This means that wherever you are, there’s a good chance that a Collect Plus point is nearby.

    Working for this delivery company is good because it means getting regular and consistent work, as well as having regular and convenient payments. You can earn around£130 per day working at Collect Plus and you will be paid per delivery.

    The company also offers great support to its delivery drivers, including assistance in tax matters. You can also enjoy health insurance and welfare schemes, life assurance, sick pay, etc. when working as a delivery operator in Collect Plus.

    Eligibility requirements for working as a delivery service provider onCollect Plus:

    • You need to have an Android or an iOS phone with GPS, camera, flash, 2GB+ memory, and mobile data.
    • You must have a valid driver’s license.
    • You need to have at least three years of driving experience
    • You also need to have a vehicle with at least four seats beside the driver’s seat
    • you should be at least 21 years old
    • And you must also pass a background check and drug test.

    4-8   Deliveroo

    Last but not the least, Deliveroo is a food delivery service in the UKwith a huge network of restaurant partners. It provides takeout delivery services for thousands of customers in the country.

    Deliveroo offers a wealth of choice and fast delivery times in a cost-efficient manner.  In other, Deliveroo is popular mostly because it delivers baskets of convenience or top-up groceries within 30 minutes of ordering.

    Deliveroo offers a wide range of benefits to those who work for it as a delivery person. These include health insurance with critical illness cover, financial, retirement and performance bonuses, flexible working hours, annual leaves, job training, etc.

    Eligibility requirements for working as a delivery service provider onDeliveroo:

    • You must have at least 21 years of age
    • You need to possess an Android or an iOS smartphone with Android 6.0 or above and iOS 11 or above.
    • You must have a passport or other evidence to prove that you have the right to work in the UK.
    • You must have a valid driver’s license.
    • You need to have at least three years of driving experience
    • You also need to have a vehicle of at least four seats beside the driver’s seat
    • And you must also pass a background check and drug test.
    • Conclusion

    Working for delivery companiesin the UKis nowadays a very popular job. This is mostly because more and more people in the UK are getting used to buying their goods and services online.

    And for this reason, the number of delivery companies in the UKis increasing at a rather high pace across this country. But among all of the delivery companies in the UK, only a handful are worth trusting and working for.

    As explained in the above lines, there are many factors in this regard that people who want to work for delivery companies in the UK must take into account.

    The present article was an effort to introduce and explain some of the best delivery companies to work for in the UK.

    By focusing on the benefits of each of these delivery companies, we tried to give you a good piece of knowledge in this regard.

    And in the end, we highly hope that by this explanatory content, we could help you have a better choice if you want to work for delivery companies in the UK.

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